Terms & Conditions Last updated: July, 2026 Welcome to Beyond Credit Limits (“Beyond Credit Limits,” “Company,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your use of our website, https://beyondcreditlimits.com/ (the “Site”), and any services or communications you access through it. By using our Site, submitting a contact form, or communicating with us, you agree to these Terms. If you do not agree, please do not use the Site. 1. Use of Our Website You must be at least 18 years old to use this Site or request services. You agree to use the Site only for lawful purposes and in a way that does not impair or damage the Site or interfere with others’ use. We may modify, suspend, or discontinue any part of the Site at any time, with or without notice. 2. Informational Nature of Content The content on this Site (including blog posts, guides, pricing ranges, and FAQs) is provided for general informational purposes only. It is not a quote, contract, or guarantee of pricing, scope, or timelines. We make reasonable efforts to keep information current, but we do not warrant that all content is complete, accurate, or up to date. 3. Phone Calls, SMS & Email Communications When you provide your phone number or email address, you consent to being contacted by: Phone call SMS/text message (standard message and data rates may apply) Email We may use these methods to: Confirm appointments Ask follow-up questions about your project Provide reminders, updates, or service-related information Send occasional promotions or helpful remodeling resources (you can opt out) Opting out of SMS: You may opt out of text messages at any time by replying “STOP” to any message we send. Opting out of email: You may unsubscribe by clicking the “unsubscribe” link in our emails or contacting us directly. Carrier Disclaimer: Message and data rates may apply. Message frequency may vary. Mobile carriers are not liable for delayed or undelivered messages. 4. Privacy Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. You can view our Privacy Policy here: https://beyondcreditlimits.com/privacy-policy By using the Site, you consent to our handling of your information as described in that policy. 5. No Warranties The Site and its content are provided on an “as is” and “as available” basis. We do not make any guarantees or warranties, express or implied, including but not limited to: The accuracy or completeness of information on the Site Continuous, error-free, or secure access to the Site Any specific results or outcomes from using the Site or contacting us Any reliance you place on information from the Site is at your own risk. 6. Limitation of Liability To the fullest extent permitted by law, Beyond Credit Limits will not be liable for any: Indirect, incidental, consequential, or special damages Loss of data, profits, or business opportunities arising out of or in connection with your use of the Site, our use of third-party platforms (including GHL), or SMS/phone/email communications. Our total liability for any claim related to your use of the Site will not exceed one hundred dollars (USD $100), or the minimum amount permitted by law if higher. 7. Indemnification You agree to indemnify and hold harmless Beyond Credit Limits its owners, employees, and contractors from and against any claims, losses, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising from: Your use or misuse of the Site Your violation of these Terms Your violation of any applicable law or third-party rights 8. Changes to These Terms We may update these Terms from time to time. When we do, we will: Update the “Last updated” date at the top of this page Post the revised Terms on this page Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. 9. Governing Law These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. 10. Contact Us If you have questions about these Terms, please contact: Beyond Credit Limits Email: [email protected] Phone: +1 (855) 697-3554 Mailing address: 2260 Grand Ave., #173, North Baldwin, NY 11510